RBS Student Account - Cheap mobile calls

Students can now chatter cheaper with a 40% Discount on Pay-As-You-Talk Mobile Phones when they open a New Royal Bank of Scotland Student Account

Students can indulge their favourite accessory when they open and use a Royal Bank of Scotland Student Royalties Account before 31 August 2004. Account holders will receive a 40% discount off the price of the full range of Vodafone pay-as-you-talk mobiles worth a maximum saving of £120 on Vodafone's top of the range handset.

The offer is available to all students opening a new account with The Royal Bank of Scotland, whether they are already in their studies or starting later this year. Savings of between £16 - £120 can be made, depending on which handset they choose, ranging from £40 - £300. Given the discount, students may even be able to treat themselves to an upgraded handset based on their original budget.

The Student Bank Account

The Royal Bank of Scotland, unlike any other bank in the UK, allows students to open accounts as soon as they have been offered a place, whether conditional or unconditional. Students are advised to open their accounts as soon as possible, as Andrea Aitken-Paige, Head of Student Banking, explains: "Having early access to your account is invaluable as a student. It allows student loan payments to be made quickly, giving swifter access to cash for all those student essentials. This can alleviate some of the financial pressure felt when leaving home for the first time."

It also gives students access to an account, which has been designed to offer benefits and discounts totally in tune with a student's lifestyle. The account provides financial support over the long term with benefits, such as fee free overdrafts, and discounts off entertainment, such as nightclubs and DVDs. With a new mobile phone in your pocket, you can also utilise Royal Bank’s newest service and ‘top it up’ at one of their many cash machines UK-wide. These are offers that students will really use.

The RBS Student Account Offers:

Banking Benefits

Interest and fee free overdraft of up to £2,000 depending on which year of study
1st year £1,250
2nd year £1,400
3rd year £1,600
4th year £1,800
5th year £2,000

• A no fee credit card with a credit limit of up to £500 and up to eight weeks interest free.
• Special loans for healthcare and post graduate law students of up to £15,000, no repayments during your study period and up to seven years to pay back after graduation.
• 24-hour banking with Direct Banking and online internet banking services.
• Free access to virtually every cash machine in Britain.
• The ability to ‘top-up’ your mobile at any RBS cash machine.
  Cheque book, Highline card (incorporating cheque guarantee, cash dispensing facility).
• Fee free credit card with a credit limit of up to £500.
• Automatic upgrade to our graduate service which includes interest free overdraft for a further three years.

Travel and Leisure

• 20% off selected books and discounts off CDs, DVDs, videos and computer games.
• 25% off concert tickets in mainland UK.
• 2 for 1 deals at over 350 nightclubs (over 18s only).
• 10% off selected holidays and travel.
• Commission free travel money.
• 20% discount off single trip travel insurance, with special policies for trekking/backpacking/fruit picking and longer trips.

  Student Account Extra Protection

Card protection – registration of all UK credit, charge and payment cards. In the event of theft, one phone call cancels the cards to avoid misuse.
Lost key retrieval service – special keyring sent to all account holders. Key safely returned via any post box.
Student belongings insurance – new for old cover regardless of age (except clothes, linen and bikes), 24-hour helpline and up to £1m personal liability cover.
Up to £1,000 to re-sit exams if you are injured.
For more information contact your local branch of the Royal Bank of Scotland

24th May 2004

Source: RBS